Where can I cut?

We just got out mortgage bill in the mail yesterday, and our monthly payment is up almost $50!! I haven't pulled out our old one to compare, so I don't know if taxes have gone up that much, or if our escrow was off, or what the deal is, but that's very stinky!! Once again I find myself reviewing our budget to try to figure out where I can cut spending. I've mentioned it before, but I really need to take the time to review our auto insurance. There are so many commercials about saving money on it by comparing, and I haven't really shopped around for a couple of years. Perhaps that can be a goal for tomorrow... I'll let you know how that goes....